Be determined to get moving and stay active.

Everyone knows that exercise can benefit the heart, waistline and even the mind.

But there’s a real problem between what we know and what we do. More than 60 percent of American adults don’t exercise regularly, and many admit that they don’t exercise at all. Here is a plan to help you get started.

Walk or exercise in the morning. By evening, you may feel psychologically exhausted. Morning exercise can be invigorating, making you more effective during the day, not weaker.

Get serious. Promise yourself to do something specific three times a week.

Don’t let a life change throw you off course. Beware of a new job, an addition to the family or another life change.